Investing tips from Warren Buffett


Have you heard about the famous Oracle of Omaha? He’s no genius, but considered a stock market prodigy. Investing your hard earned money, whether on stock market or on real estate such as condormitels is one of the wisest choices you can make in your life. It may not show instant increase in your bank account, but in the right time, when it matures, you can feel its presence and security of your future.

So, what are the most talked about simple investing tips that Warren Buffett suggests to young investors?

Know your investment
This one’s basic, but most fail to see its importance. One of the easiest way to protect your money is to know where you are investing it. It doesn’t require you to be an expert in your chosen investment, just be knowledgeable about how it works, and its pros and cons. Get to know the company as well, by doing a little research. Don’t just dive into something just because it is hot or in trend. Be careful when making investments, or else you might lose everything in blink of an eye.

Focus on long term goal
Invest on company you believe that can survive in the long run. Find great investments opportunities, like in condormitels and its sachet business model. Keep in mind that building wealth is not an overnight affair, it’ll demand time and patience.

“No matter how great the talent or efforts, some things just take time. You can’t produce a baby in one month by getting nine women pregnant.” – Warren Buffett

Never speculate. The market is constant, there are days it’ll favor your and there are days that it’ll go against you, and that mustn’t cause you to panic. Trust the system and never lose sight of your long term goal.

Keep it Simple, Stupid!

Stick with simple investment structures. Simple is better, complex is trouble. According to Warren Buffett, in anything you do, understand exactly what you are doing, and the best way to understand everything is when it is simplified and straightforward.

Stay in your circle of competence and never cease to learn. Doing so will lead to the road of success.

Owning a Condo or Apartment: What’s More Affordable in the Long Run?

Space rental is part of Filipino home living especially to those who are living in the urban community. For families who have transferred in the city, apartments and affordable condos are readily available across Manila.

Today, we cannot deny the fact that space rental is a mainstay in the Filipino budget and  expenses. For middle income families, it’s quite difficult to accept the reality that most of their monthly income goes to home rental. This is why many Filipinos aspire to save and invest for their dream houses especially those working abroad and those with stable and high paying job in the Philippines.


If you’re a practical and intelligent tenant, you will not always rely on home rental since it will eventually consume all the money which you are suppose to save or invest on other important things. In this article, we will weigh which between condominiums and apartments will be more affordable in the long run.

Condominiums vs. Apartments

When selecting between these two, potential homebuyers should distinguish them clearly. According to real estate experts, the essential difference of a condo and an apartment is ownership. Basically, apartments are leased for a pre-designed period of time as compared to condos which are owned by individuals who either live in them or rent them out to others.

Speaking of ownership, a typical apartment is usually owned by one or more people that rent out their individual units for additional income. This means that apartment renters are usually not allowed to alter the interior or exterior parts of the space without any permission of the owner.


Meanwhile, condominiums are usually owned by single person, giving him / her the right to redesign their units based on what they like. What’s also good is that condo owners also pay homeowner association fees to collectively share the costs of maintaining the joined living structures.

Basing on these comparisons alone, we can somehow depict that condominiums are giving a typical tenant or home investor the freedom to own them or either rent them out to others. On the other hand, apartments have regular maintenance. For example, something breaks in your apartment, all you have to do is simply call the apartment owner to look at it and shoulder majority of the money for the apartment maintenance.

If you will try to analyze, both can be an additional source of income for overseas Filipino workers. Aside from this, owning an apartment or  condominium can be both beneficial in the long run.

When talking about real estate investments such as these, it is best to consult a broker, an agent or an expert in land development property. In this case, you will be equipped with proper guidance. You should also think of the pros and cons of these investments before you decide to give it a go.






Overseas Filipino Workers (OFWs) are the Philippines’ modern day heroes, hailed as breadwinners for the support they provide for families back home. But when the years of productive work is over, not every OFW gets to secure a stable financial future. Stories have been all too familiar; an OFW returns after a lifetime of hard work only to find himself unemployed and broke.

The only long term solution is having a more sustainable form of income. There is the option of venturing into small businesses or franchising; however it requires hands-on management and a fair amount of time. One can also try real estate since it appreciates over time and can be self-liquidating but requires property management and maintenance. All these options seem viable but surely there must be a simpler way of investing for our kababayans.

Major Homes, a full-serviced real estate development company, offers an innovative real estate product perfect for the OFW investor. These are the Space condormitels — a condominium, dormitory and hotel that operate as one. Space condormitels are 15-19 sqm units fully furnished with 3 to 4 beds with its own kitchen, bathroom, study desks, LED TV, fridge and microwave oven. This new property segment pioneered by Major Homes employs a sachet business model wherein units are leased on a per bed basis.

Settled comfortably near the country’s leading colleges and universities, Space condormitels enjoy constant demand, a steady stream of lease potential and offers an upgrade to the typical dormitory experience. Beside Adamson University is Space San Marcelino, a 28-storey condormitel located along San Marcelino St. Manila. A couple of blocks away is Space Romualdez along Romualdez St Manila. Along Taft Avenue and a few steps away from Philippine Women’s University is Space Taft. And at the center of the university belt there is Space U- Belt, located at CM Recto Avenue where conservative estimates would place the student population at around 350,000 strong.

If one intends to tap into the potential of this robust market, a condormitel could provide a steady stream of fixed monthly income. Owners can also enroll in a hassle-free dormitel program where a professional property manager handles maintenance of their unit while rental income is deposited directly into the owner’s bank account. Interested parties may visit Major Homes website at or call 533-4663.

Things you want to hear about condormitels

space-condormitel - ubelt


Are you looking for a space to live at? How about a long term investment? Free yourself from stress and worry, and learn more about the newly developed living space – condormitels. Here are a few points that would make you want to say yes to grabbing one for yourself.


Where is it located? In choosing a condormitel, keep in mind your purpose. Aside from a need of shelter, you relocate for easy access to your school or work. Travel time is doubled especially if you have no other choice but to pass the main roads. That’s the best thing about real estate developers — they build properties near schools, business areas, hospitals, malls and supermarkets. Such living space accessible for your daily activities is hard to resist.


From the moment you enter the vicinity, you should already feel safe and secured. Living in a space with unfamiliar faces, separated by just walls, you have to ensure your personal safety. Aside from security guards 24/7, cctv cameras strategically located around is something you should look forward to. Also, check the parking lot, if it’s restricted to property owners only. One of the best feature that every condormitels can offer to their clients should be security features.

Value (future investment)

Real estate value appreciates over time. It may not be able to increase its price gradually (selling price) monthly, annually, but it’s real value will mature in the coming years. This idea makes real estate investment a wise choice for every investors.


Easy to purchase and easy to make money from it. An investment that lets you double your earnings 24/7, even while you sleep — isn’t this reason tempting enough? As compared to other investments that an individual can invest on, condormitels will still be managed and leased out by the same management, while the profits go solely to the owner of the unit.

Potential Returns

Have you heard about the sachet business model? It’s by far the most profitable investment you can venture with. Condormitels are leased out on a per bed basis, meaning, when you buy one unit composed of 4 beds, each bed spacer will pay separately. Therefore, as a unit owner, you will receive 4 payments per month, which makes you gain back your investment faster.